Terms

Terms of use

By using this website, you agree to these terms. If you do not agree, please do not use the site.

Information only

Content on this site is general information. It is not legal advice, financial advice, or a binding insurance quotation. Policy terms, availability, and pricing depend on the insurer and local rules.

No insurance issuance

Sane Insurance does not issue policies and does not make claims decisions. Coverage is provided by third-party insurers or providers you choose.

Your responsibility

You are responsible for verifying policy terms with the insurer, including exclusions, limits, deductibles, and claims requirements. If you have an emergency, contact your insurer or local emergency services.

Limitation of liability

To the maximum extent permitted by applicable law, we are not liable for losses arising from the use of this site or reliance on its content.

Changes

We may update these terms from time to time. The latest version will be posted on this page.